About Mortgages with IBRC
Republic of Ireland only
While there have been some changes in IBRC, these haven't changed your mortgage terms and conditions.
About the transfer of the INBS business and the new IBRC name
On the 1 July 2011, the Irish High Court under the Credit Institutions (Stabilisation) Act 2010, made a Transfer Order that transferred the business of Irish Nationwide Building Society (INBS) to the Bank.
This transfer was part of the restructuring and work out plan for the institutions, approved by the European Commission.
What did this mean for my mortgage?
If you were an INBS residential mortgage customer prior to 1 July 2011
Your mortgage account transferred to IBRC on 1 July 2011. For most people the transfer had no practical impact and business continued as normal. You were not required to take any action as a result of the transfer.
If there are any changes in the future, your customer representative will talk to you about it.
All telephone contact details remain as before and the main switchboard number is +353 1 609 6000.
The postal address is now:
Irish Bank Resolution Corporation Limited
Stephen Court
18/21 St Stephens Green
Dublin 2
If you were already a residential mortgage customer of Anglo Irish Bank Corporation Limited (now IBRC) on 1 July 2011
You did not need to take any action and your mortgage did not transfer; your existing terms and conditions did not change either. If there are any future changes proposed, we will always let you know in advance.
What happens now?
You will still need to meet your repayment obligations in the same way as before. Find out what payment options are available.
What if I'm in arrears?
If you are having difficulty making repayments, or if you are worried that you may have difficulty making repayments in the future, the most important thing to do is to contact us as soon as possible. We can provide help with budgeting, advice on maximising your income, and an assessment of your options including restructuring your repayments.